If you’re torn between choosing a cash back credit card or a rewards credit card, the Brim Mastercard might be for you. This credit card offers the best of both worlds - points can be turned into cash back dollars or used towards a number of redeemable rewards.
Brim Mastercard’s $0 foreign transaction fees and global WiFi access also make it a great option for frequent travellers.
With a Brim Mastercard, rewards can be calculated as points or cash back dollars. This is how rewards are earned:
As a result, 1 point is equal to $0.01. For example, if you spend $100 you earn 100 points. This is equivalent to $1 cash back.
Unlike other credit cards, Brim Mastercard does not limit the amount of cash back dollars you can earn. This gives cardholders the freedom to spend and redeem without limitation.
Brim Mastercard cardholders can earn more points when shopping at featured stores.
Examples of retailers that will earn you extra points include:
Once you’ve earned points, they can be redeemed for any of the following rewards:
Brim doesn’t restrict reward redemption. This means that you can redeem points or cash back whenever and wherever you’d like.
When it comes to travelling, having a Brim Mastercard offers the following benefits to enhance your vacation:
The Brim Mastercard offers the following types of insurance to cardholders:
When you pay for land, air or water transportation using your Brim Mastercard, you’ll receive insurance covering accidental death or dismemberment.
Coverage amounts include:
You can receive up to $500 to repair or replace your mobile device if it is lost, damaged or stolen. This insurance is offered only if the mobile device was purchased using your Brim Mastercard.
If you buy an event ticket with your Brim Mastercard and cannot attend, due to approved reasons, you may be reimbursed for up to $1,000.
Brim Mastercard offers an additional 1 year of extended warranty on top of the manufacturer’s warranty.
For example, if you buy a new dishwasher and it comes with a 1-year warranty, Brim Mastercard’s extended warranty will ensure you are covered for 2 years. This warranty covers $25,000 per cardholder on purchases made with Brim Mastercard.
This coverage allows you to seek reimbursement or replacement for items purchased on your Brim Mastercard. This insurance can be claimed if an item is stolen or damaged within 90 days of purchase. Purchase security insurance covers up to $1,000 per incidence.
For example, if you buy a new pair of sunglasses with your card and accidentally bend or break them two weeks after buying them, you can make a claim and receive a replacement pair or reimbursement.
Brim Mastercard offers convenience by allowing cardholders to pay using the following methods: